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How do I Buy A House?

9 April 2019

Buying a house can be a scary thing to do.

For a lot of people, it is the biggest financial decision that they will ever make.

Going through the house buying process can be both stressful and frustrating.

It can be a rollercoaster of emotions but the feeling of unlocking the front door of your own home for the very first time is second to none.

Fear is one of the main hurdles to overcome.

We fear things that we don’t understand – and when this happens, procrastination takes over, confusion sets in and it becomes too easy to give up.

At First Mortgages NZ, one of the biggest problems that we see comes at the very start of the journey… people getting over their fears about talking about their…

  • Financial position.
  • Goals and dreams.
  • Doubts about their ability to buy their first home.

There are three common concerns…

  • They don’t know where to start.
  • They don’t think that they are in a financial position to buy a house or…
  • They believe that buying a house will take a long period of time.

Let’s gain some clarity… and then get started!

In order to get started - It’s pretty simple – we have a chat over the phone… it usually takes about 15-20 minutes…

  • you don’t have to do anything
  • you don’t have to go anywhere
  • you don’t have to show us anything

We have a general chat about your current situation and the numbers that pertain to…

  • Income
  • Budget
  • KiwiSaver
  • Savings
  • Short term debt
  • Credit history
  • Insurances
  • Short to medium term goals

From that one phone call, we can let you know how to move forward in your goal of purchasing a house.

The answer is never no – it’s either a yes, let’s get started now – or, we put a plan in place in order to get you to a position where you can move forward.

Let’s get started!!

Just text us or call on 021 0295 6499 to arrange a suitable time to set up your phone call.

Tim Oliver is an Authorised Financial Adviser and director of First Mortgages NZ Ltd and Oliver Financial Planning Ltd. The information provided in this article is not intended to constitute advice to any person.

10 April 2019 Myth vs Fact: Using KiwiSaver to purchase a house